AgHeritage Farm Credit Services will return a record $10 million to Customer-Owners this year through its Patronage Program


AgHeritage Farm Credit Services will return a record $10 million in profits to its customer-owners through its Patronage Program.

The Patronage Program returns a portion of the association’s net earnings to eligible customer-owners. Patronage refunds are based on the proportion of interest paid on an individual’s loan to net interest earned and distributed each February. 

“Since 2006, AgHeritage has returned $76.45 million to eligible customer-owners,” AgHeritage President and Chief Executive Officer Greg Cole said. “We believe in cooperative ownership, and the importance of putting our profits back into your hands. When we win, you win by sharing in the profits.”

For more information on the Patronage Program, visit or call 1-800-444-FARM to reach the AgHeritage branch office local to you.

AgHeritage Farm Credit Services is a financial cooperative with owned and managed assets of approximately $2.46 billion as of December 31, 2023. The company provides credit and related services to approximately 6,400 farmers, ranchers, and producers or harvesters of aquatic products in 24 Arkansas counties. Branch offices are located in Batesville, Brinkley, Lonoke, McGehee, Newport, Pine Bluff, Pocahontas, Searcy and Stuttgart.